Lying Awake at Night Worried about the Bills

I read the comment about tuition not being more than 10 percent. I have to tell you that even that is a lot for families. My husband is a full-time teacher and he loses a lot of money every year that’s being deducted for his CPP. It’s thousands of dollars that we don’t have, but it’s calculated for tuition. Years ago we qualified for a government daycare subsidy, and it was always calculated on the net salary. I thought that was a much more accurate assessment.
I believe that the school that we deal with for tuition  is kind to us because I give countless hours in ‘free’ time to the school in many different ways. However, we pay a little above 10 percent of gross, but that’s way too much for us.
I can’t pay my hydro/water bill even though I’m up all night doing laundry to make sure it’s the cheapest rate…
I barely buy my kids clothes–all hand me downs… or I find amazing clearances. Then I sell the clothes when I’m done.
I price match groceries.
I constantly call our service providers to negotiate better rates.
I watch every penny.
And still we have to dip into our line of credit every month to cover expenses.
We have five kids in a tiny three-bedroom house, and although I’m grateful for everything we have, it’s very stressful for me. I find that I’m often lying awake at night worried about the bills. I also work, but only part time because I have a baby. G-d willing, once she is older, I will find full-time work.
Felt good writing that!

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We would like to share personal stories about how the affordability issue has affected families in our community. We will post these stories anonymously on our Facebook page and on our website.

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